Instant Financial is leading the charge to provide financial freedom and wellness to millions of workers in the United States through its fee-free earned wage access solutions. By enabling employers to allow employees to access their daily wages immediately after their shift, Instant Financial helps organizations improve retention and reduceabsenteeism while helping employees take control of their financial freedom by bridging the gap between work day and payday. Learn more about Instant Financial at www.instant.co.

XFactor is a corporate decision platform developer that uses artificial intelligence to assist with planning and strategy. The corporate platform syncs trillions of data points by combining historical and real-time key indicators from both internal and external sources in relevant marketplaces, allowing organizations to analyze sales success in

Established in 2014, JobKred provides technologies to empower individuals and organisations to thrive in the new digital economy. Using Big Data and Artificial Intelligence, JobKred decodes the interdependent relationships among industries, careers, jobs and skills and presents them in a self-help digital platform. JobKred’s AI technology allows businesses to utilise labour market data to transform any workforce at a faster pace. We have helped companies reduce the time and cost of workforce transformation by up to 80%. Beyond supporting business and workforce transformation on a local and international level, JobKred has also established partnerships with the Singapore National Employers Federation (SNEF), World Bank, Asia Development Bank, Oiltanking, ST Logistics, and CrimsonLogic, among others. For individuals, JobKred guides employees in navigating the present and future of the labour market and workforce. On a larger scale, they inform teams, departments and entire organisations of their skill profiles to enable clear direction in workforce development and talent acquisition.