Instant Financial is leading the charge to provide financial freedom and wellness to millions of workers in the United States through its fee-free earned wage access solutions. By enabling employers to allow employees to access their daily wages immediately after their shift, Instant Financial helps organizations improve retention and reduceabsenteeism while helping employees take control of their financial freedom by bridging the gap between work day and payday. Learn more about Instant Financial at www.instant.co.

Established in 2014, JobKred provides technologies to empower individuals and organisations to thrive in the new digital economy. Using Big Data and Artificial Intelligence, JobKred decodes the interdependent relationships among industries, careers, jobs and skills and presents them in a self-help digital platform. JobKred’s AI technology allows businesses to utilise labour market data to transform any workforce at a faster pace. We have helped companies reduce the time and cost of workforce transformation by up to 80%. Beyond supporting business and workforce transformation on a local and international level, JobKred has also established partnerships with the Singapore National Employers Federation (SNEF), World Bank, Asia Development Bank, Oiltanking, ST Logistics, and CrimsonLogic, among others. For individuals, JobKred guides employees in navigating the present and future of the labour market and workforce. On a larger scale, they inform teams, departments and entire organisations of their skill profiles to enable clear direction in workforce development and talent acquisition.

ZayZoon provides customers with access to wages on-demand through integration with payroll partners, giving employees control over their paycheck, reduced financial stress and eliminated the need to take on unnecessary debt. The company was founded in 2014 and is based in Calgary, Alberta.